When is the Right Time to Buy Flood Insurance in Spartanburg County?

2/20/2023 (Permalink)

If you live in an area prone to flooding, consult a local agent to learn more about flood policies.

The simple answer to the question: When should I buy flood insurance is ... NOW!

That answer of "now" is totally dependant on if you live in a flood zone or not. If you do, you absolutely should already have a flood insurance policy in place. If you do not live in a flood zone but live in low lying areas or in close proximity to rivers or lakes that could flood, you too should look into a flood insurance policy.

The thing about a flood insurance policy and why it is so important to have one in place is because they normally take about 30 days to activate, so if you are trying to purchase one when a hurricane is heading your way, chances are that policy will not be in effect in time to help you. Most hurricanes only present one to two week's notice.

In short, talk to an insurance agent ASAP if you even think you might need flood insurance.